• ROI applicable as per Chart
• For purchase of electronic goods or for any other purposes.
• Personal consumer loan can be granted to the persons whose track record of repayment is good.

Smriti Small Loan:-

• Loan can be granted through Agents/BCs only.
• Loan can be granted up to Rs.1 lacs against guarantee of Sales Executive.
• Generally the loan will be given for 3 years. In exceptional cases loan can be given for 5years.
• Loan more than Rs.1.00 lacs will be granted on giving registry of the Plot/House to the Bank with a maximum of Rs.3 lacs.