Vehicle Loan/Smriti Vehicle Loan:-
- ROI applicable as per Chart
- We finance for commercial vehicle, 2 Wheeler & 4 Wheeler vehicles.
- We may finance to service class employees, where I.T. returns are available and latest salary slip is available.
- Two wheeler/Four wheeler loans can be sanctioned on the basis of repaying capacity of the borrower.
- We can also finance old four wheeler vehicles not more than three year old.
- We may also finance to the business class where earlier connection with our Bank found i.e. Daily Deposit, SB, CA, and FD etc.
- We may finance if the borrower is our customer, integrity of the borrower is reported to be good, past track record of old loan is regular.